Share of Paisalo Digital Ltd is currently trading at around Rs.32/-. Existing as well as Prospective Investors are asking for Paisalo Digital Share Price Target 2025 as well as targets for 2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you about the Paisalo Digital Share Price Target 2025 as well as targets for 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future Business Prospects of Paisalo Digital Ltd:
Paisalo Digital Ltd., a prominent Non-Banking Financial Company (NBFC) in India, has demonstrated robust financial performance and strategic growth initiatives, positioning itself as a key player in the financial inclusion sector.
Current Business Performance
For the fiscal year ending March 2024, Paisalo Digital reported a significant 39.2% year-on-year increase in total income, reaching ₹658.75 crore. The company’s Profit Before Tax (PBT) surged by 83.4% to ₹240.71 crore, while Profit After Tax (PAT) rose by 80.96% to ₹178.5 crore.
In the third quarter of FY25, the company continued its growth trajectory with net sales of ₹193.76 crore, marking a 13.14% increase from the same quarter in the previous year. Net profit for the quarter stood at ₹62.07 crore, up 10.61% year-on-year. The Earnings Per Share (EPS) reached ₹0.70, the highest in the last five quarters, indicating strong profitability.
Future Business Prospects
Analysts project a promising outlook for Paisalo Digital, with expected annual earnings and revenue growth rates of 26.5% and 26.9%, respectively. The company’s EPS is anticipated to grow by 26.9% per annum, and the return on equity is forecasted to reach 21.1% within three years.
To support its expansion plans, Paisalo Digital announced the issuance of Foreign Currency Convertible Bonds (FCCBs), aiming to raise up to USD 75 million in tranches. The first tranche of USD 50 million, with a 7.5% coupon rate and a five-year maturity, has garnered interest from global fixed-income and credit funds.
The company’s unique business correspondent model, in collaboration with major banks like SBI and Bank of India, has facilitated transactions worth ₹3,400 crore over two years, enhancing financial inclusion in rural and semi-urban areas.
Promoters’ Shareholding Position
As of December 2024, promoters held a 52.61% stake in Paisalo Digital, up from 52.38% in the previous quarter. Notably, Equilibrated Venture Cflow Private Limited, a promoter group entity, increased its stake by acquiring 5.40 lakh shares through open market transactions.
Institutional investors’ holdings have seen some shifts, with Foreign Institutional Investors (FIIs) decreasing their stake from 10.72% to 9.53%, and Domestic Institutional Investors (DIIs) reducing from 12.69% to 11.44% in the same period.
The promoter group’s increased stake reflects confidence in the company’s strategic direction and growth prospects. With strong financial performance, ambitious expansion plans, and a commitment to financial inclusion, Paisalo Digital is well-positioned for sustained growth in the Indian NBFC sector.
Share Price Targets:
Paisalo Digital Share Price Target 2025
Based on the above discussion and analysis, the share price of Paisalo Digital Ltd is likely to touch the level of around Rs.37-40 in 2025
Paisalo Digital Share Price Target 2030
Based on the above discussion and analysis, the share price of Paisalo Digital Ltd is likely to touch the level of around Rs.75-80 in 2030
Paisalo Digital Share Price Target 2035
Based on the above discussion and analysis, the share price of Paisalo Digital Ltd is likely to touch the level of around Rs.150-175 in 2035
Paisalo Digital Share Price Target 2040
Based on the above discussion and analysis, the share price of Paisalo Digital Ltd is likely to touch the level of around Rs.350-400 in 2040
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. News4You does not offer investment advice and does not encourage any action based on its content.
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