Share of Federal Bank Ltd is currently trading at around Rs.188/-. Existing as well as Prospective Investors are asking for Federal Bank Share Price Target 2025 as well as targets for 2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Bank and based on our discussion and analysis will tell you about the Federal Bank Share Price Target 2025 as well as targets for 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future Business Prospects of Federal Bank Ltd:
Federal Bank Ltd. has demonstrated robust financial performance in recent quarters, positioning itself for sustained growth in the Indian banking sector.
Current Business Performance
In the first quarter of FY25, Federal Bank reported its highest-ever quarterly net profit of ₹1,009.53 crore, marking an 18.25% year-on-year increase. This growth was driven by a 19.46% rise in net interest income (NII) to ₹2,291.98 crore and a 25% increase in other income to ₹915 crore. The bank’s total income grew by 25.87% to ₹7,246.06 crore.
The bank’s asset quality remained strong, with gross non-performing assets (GNPA) at 2.11% and net NPA at 0.60%. The provision coverage ratio, excluding technical write-offs, stood at 70.79%.
Advances grew by 20.34% year-on-year to ₹2.20 trillion, with retail advances increasing by 19.75% to ₹70,020.08 crore. Deposits rose by 19.58% to ₹2.66 trillion.
In Q3 FY25, the bank reported a net profit of ₹955 crore, a 5% decline year-on-year, attributed to higher provisions. However, NII increased by 15% to ₹2,431 crore, and the bank maintained healthy asset quality with GNPA at 1.95% and net NPA at 0.49%.
Future Business Prospects
Under the leadership of Managing Director and CEO KVS Manian, who took charge in September 2024, Federal Bank is focusing on expanding its digital and physical presence to reach a broader customer base. The bank has launched new products like ‘Prospera’ for NRI customers and is engaging with stakeholders to drive growth.
The bank’s strong capital adequacy ratio of 15.57% provides a solid foundation for future expansion. Its emphasis on digital transformation and customer-centric initiatives positions it well to capitalize on opportunities in the evolving banking landscape.
Overall, Federal Bank’s consistent financial performance, prudent risk management, and strategic initiatives under new leadership suggest a positive outlook for its future growth and competitiveness in the Indian banking sector.
Share Price Targets:
Federal Bank Share Price Target 2025
Based on the above discussion and analysis, the share price of Federal Bank Ltd is likely to touch the level of around Rs.210-225 in 2025
Federal Bank Share Price Target 2030
Based on the above discussion and analysis, the share price of Federal Bank Ltd is likely to touch the level of around Rs.425-450 in 2030
Federal Bank Share Price Target 2035
Based on the above discussion and analysis, the share price of Federal Bank Ltd is likely to touch the level of around Rs.900-950 in 2035
Federal Bank Share Price Target 2040
Based on the above discussion and analysis, the share price of Federal Bank Ltd is likely to touch the level of around Rs.1800-2000 in 2040
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. News4You does not offer investment advice and does not encourage any action based on its content.
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