Share of ICICI Bank Limited is currently trading at around Rs.1452/-Existing as well as Prospective Investors are asking for ICICI Bank Share Price Target 2025 as well as targets for 2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Bank and based on our discussion and analysis will tell you about the ICICI Bank Share Price Target 2025 as well as targets for 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future Business Prospects of ICICI Bank Ltd:
ICICI Bank, India’s second-largest private sector lender, has demonstrated robust financial performance in recent quarters, underpinned by strong loan growth, stable asset quality, and strategic initiatives aimed at sustaining long-term profitability.
Current Performance
In the quarter ended March 31, 2025 (Q4 FY25), ICICI Bank reported a standalone net profit of ₹12,630 crore, marking an 18% year-on-year increase. This growth was driven by a 13.9% rise in total loans, largely due to robust retail demand, and a 14% increase in deposits. Net interest income (NII) rose by 11% to ₹21,193 crore, with the net interest margin (NIM) improving to 4.41% from 4.25% in the previous quarter. Asset quality also improved, with the gross non-performing assets (NPA) ratio declining to 1.67% from 1.96% three months earlier.
For the full financial year 2025, the bank’s profit after tax grew by 15.5% year-on-year to ₹47,227 crore. The total period-end deposits grew 14% year-on-year to ₹16.10 lakh crore as of March 31, 2025, while average deposits increased 11.4% to ₹14.86 lakh crore. The average current and savings account (CASA) ratio stood at 38.4% during the quarter.
Future Prospects
ICICI Bank’s future prospects appear promising, supported by its strong capital adequacy ratio of 16.55% and a Common Equity Tier-1 (CET-1) ratio of 15.94% as of March 31, 2025. The bank’s strategic focus on expanding its retail loan portfolio, which accounted for 54.4% of total loans at the end of March 2024, positions it well to capitalize on India’s growing consumer credit demand.
Additionally, ICICI Bank is enhancing its digital capabilities and expanding its branch network, having added 64 branches during Q1 FY25, bringing its total to 6,587 branches. The bank is also consolidating its investment services by transferring its private equity and real estate fund management operations to ICICI Prudential Asset Management Company, aiming to offer a broader range of asset classes.
In summary, ICICI Bank’s strong financial performance, prudent risk management, and strategic initiatives position it favorably for sustained growth in the evolving banking landscape.
Share Price Targets:
ICICI Bank Share Price Target 2025
Based on the above discussion and analysis, the share price of ICICI Bank Ltd is likely to touch the level of around Rs.1600-1750 in 2025
ICICI Bank Share Price Target 2030
Based on the above discussion and analysis, the share price of ICICI Bank Ltd is likely to touch the level of around Rs.3300-3500 in 2030
ICICI Bank Share Price Target 2035
Based on the above discussion and analysis, the share price of ICICI Bank Ltd is likely to touch the level of around Rs.6500-7500 in 2055
ICICI Bank Share Price Target 2040
Based on the above discussion and analysis, the share price of ICICI Bank Ltd is likely to touch the level of around Rs.14000-15000 in 2040
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. News4You does not offer investment advice and does not encourage any action based on its content.
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