Share of Bandhan Bank Limited is currently trading at around Rs.165/-Existing as well as Prospective Investors are asking for Bandhan Bank Share Price Target 2025 as well as targets for 2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Bank and based on our discussion and analysis will tell you about the Bandhan Bank Share Price Target 2025 as well as targets for 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future Business Prospects of Bandhan Bank Ltd:
Bandhan Bank Ltd has demonstrated a notable recovery in its financial performance during the fiscal year 2024–25 (FY25), following a challenging FY24 marked by elevated provisions and asset quality concerns.
Current Business Performance
In Q4 FY25, Bandhan Bank reported a substantial year-on-year (YoY) increase in net profit, rising to ₹318 crore from ₹55 crore in Q4 FY24. This surge was primarily attributed to a significant reduction in provisions, which decreased to ₹1,260 crore from ₹1,774 crore in the same quarter of the previous year
For the full fiscal year, the bank’s profit after tax grew by 23% YoY to ₹2,745 crore, up from ₹2,230 crore in FY24. Net revenue also saw a 16% increase, reaching ₹14,458 crore. Net interest income (NII) rose by 11% to ₹11,491 crore
However, the bank faced some challenges. In Q4 FY25, NII declined by 4% YoY to ₹2,756 crore, and the net interest margin (NIM) contracted to 6.7%. Additionally, the gross non-performing asset (GNPA) ratio increased to 4.7% from 3.8% in the previous year, indicating ongoing asset quality pressures
Strategic Initiatives and Leadership
The appointment of Partha Pratim Sengupta as Managing Director and CEO in October 2024 marked a significant leadership change. Sengupta, with prior experience at State Bank of India and Indian Overseas Bank, is expected to bring stability and strategic direction to Bandhan Bank.
Under his leadership, the bank is focusing on diversifying its asset base, enhancing digital capabilities, and expanding its distribution network. As of March 31, 2025, Bandhan Bank operates over 6,300 outlets across 35 states and union territories in India, supported by nearly 75,000 employees.
Future Business Prospects
Looking ahead, Bandhan Bank aims to achieve a compound annual growth rate (CAGR) of 15–17% in advances over the next 2–3 years, with a strategic emphasis on increasing its secured loan portfolio. The bank’s total deposits grew by 12% YoY to ₹1.51 lakh crore, and gross advances increased by 10% to ₹1.37 lakh crore as of March 31, 2025.
Despite these positive indicators, asset quality remains a concern. The GNPA ratio’s rise suggests that the bank must continue to strengthen its risk management practices. Analysts have noted these challenges; for instance, ICICI Securities recently downgraded Bandhan Bank’s stock from “Buy” to “Add,” setting a target price of ₹185, reflecting a more cautious outlook.
In summary, Bandhan Bank’s FY25 performance indicates a strong recovery trajectory, supported by strategic leadership and a focus on diversification and digital transformation. However, maintaining asset quality and managing risks will be crucial for sustaining growth and achieving long-term success.
Share Price Targets:
Bandhan Bank Share Price Target 2025
Based on the above discussion and analysis, the share price of Bandhan Bank Ltd is likely to touch the level of around Rs.180-200 in 2025
Bandhan Bank Share Price Target 2030
Based on the above discussion and analysis, the share price of Bandhan Bank Ltd is likely to touch the level of around Rs.375-400 in 2030
Bandhan Bank Share Price Target 2035
Based on the above discussion and analysis, the share price of Bandhan Bank Ltd is likely to touch the level of around Rs.800-850 in 2035
Bandhan Bank Share Price Target 2040
Based on the above discussion and analysis, the share price of Bandhan Bank Ltd is likely to touch the level of around Rs.1600-1800 in 2040
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. News4You does not offer investment advice and does not encourage any action based on its content.
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