Share of IDBI Bank Ltd is currently trading at around Rs.79/-Existing as well as Prospective Investors are asking for IDBI Bank Share Price Target 2025 as well as targets for 2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Bank and based on our discussion and analysis will tell you about the IDBI Bank Share Price Target 2025 as well as targets for 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future Business Prospects of IDBI Bank Ltd:
IDBI Bank Limited has demonstrated a robust business performance in FY2025, marked by consistent profitability, improved asset quality, and strong capital adequacy. In the third quarter ending December 2024, the bank reported a 31% year-on-year increase in net profit, reaching ₹1,908 crore. This growth was driven by a 23% rise in net interest income to ₹4,228 crore and an improvement in net interest margin to 5.17%
Asset quality has seen significant enhancement, with gross non-performing assets (NPAs) reducing to 3.57% and net NPAs to 0.18% as of December 2024. The provision coverage ratio also improved to 99.47%, indicating a strong buffer against potential credit losses . The bank’s capital adequacy ratio stood at 21.98%, with Tier-1 capital at 19.91%, reflecting a solid capital position.
In terms of business growth, IDBI Bank’s net advances increased by 18% year-on-year to ₹2.07 trillion, while total deposits grew by 9% to ₹2.82 trillion. The retail segment continues to dominate the loan portfolio, comprising 71% of gross advances.
Looking ahead, the bank’s future prospects are influenced by the ongoing privatization process. The Indian government and Life Insurance Corporation of India, holding a combined 60.7% stake, have been seeking to divest their shares since 2022. While foreign investors have shown interest, regulatory challenges and valuation concerns have delayed the process . Nonetheless, the government remains committed to concluding the transaction, as part of its broader disinvestment strategy
Additionally, IDBI Bank is focusing on digital initiatives and expanding its reach through business correspondent-managed outlets, aiming to enhance customer engagement and operational efficiency . These strategic efforts position the bank well for sustainable growth and increased competitiveness in the evolving banking landscape.
Share Price Targets:
IDBI Bank Share Price Target 2025
Based on the above discussion and analysis, the share price of IDBI Bank Ltd is likely to touch the level of around Rs.90-100 in 2025
IDBI Bank Share Price Target 2030
Based on the above discussion and analysis, the share price of IDBI Bank Ltd is likely to touch the level of around Rs.180-200 in 2030
IDBI Bank Share Price Target 2035
Based on the above discussion and analysis, the share price of IDBI Bank Ltd is likely to touch the level of around Rs.350-400 in 2035
IDBI Bank Price Target 2040
Based on the above discussion and analysis, the share price of IDBI Bank Ltd is likely to touch the level of around Rs.900-1000 in 2040
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. News4You does not offer investment advice and does not encourage any action based on its content.
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